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August 24, 2010
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Accident News

 

There's The Cost Of The Vehicle Itself, Maintenance, Repairs, Fuel And Auto Insurance

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many states require you to carry a basic, minimum level of auto insurance. It's a way of sharing the risks of driving. You pay premiums to an insurance company for coverage. In return, your coverage will protect you against most financial losses that might otherwise be staggering.

Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

Bodily injuries to yourself or others

Lost wages due to injury

Benefits to survivors when an accident results in death

Lawsuits brought against you as the result of an accident

Repairs made to your car due to damage caused in an accident.

This Web site will guide you through some important decisions about your automobile insurance. How much coverage do you really need? How much liability insurance? Is there any way to save money on auto insurance? First, you'll need to know just what kinds of coverages are available. Many states require a basic liability coverage, but you must decide how much additional insurance you need. You select a package of insurance from standard types of coverage - a package that will protect you, your family, your vehicle and your assets. Your particular package could include:
Bodily Injury Liability

Property Damage Liability

Collision Coverage

Comprehensive Coverage

Medical Payments Coverage

Uninsured/Underinsured Motorist Protection

 

 

 

Contact our Minnesota Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 

 
Did You Know?    
 
 
Motorcycles Are More Likely To Be Involved In A Fatal Collision With A Fixed Object
In 2004, 26% of the motorcycles involved in fatal crashes collided with fixed objects, compared to 18% for passenger cars, 12 percent for light trucks, and 4 percent for large trucks.

 


  Newsroom  
 


Port St. Lucie Woman Arrested After Falsely Claiming Diplomatic Immunity
R. Alexander Acosta, United States Attorney for the Southern District of Florida, and Edgar Moreno, Special Agent in Charge, U.S. State Department’...
Read more >


Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte
 

Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte (“Operation Colla...
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The Respondent Was Suspended
In September 1998, a client retained the respondent on a contingent fee basis to represent him in a claim against his own automobile insurance...
Read more >


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Terms

 


Today's Terms

Comparative Negligence

Definition:
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.

Exclusion

Definition:
A contractual provision in an insurance policy that denies coverage for certain perils, persons, property, or locations.

Collision

Definition:
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Minnesota Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Minnesota Car Accident Lawyers as soon as possible:

  • Andover
  • Anoka
  • Austin
  • Bemidji
  • Brainerd
  • Burnsville
  • Circle Pines
  • Cottage Grove
  • Eden Prairie
  • Elk River
  • Faribault
  • Hastings
  • Lakeville
  • Mankato
  • Minneapolis
  • Moorhead
  • Osseo
  • Owatonna
  • Rochester
  • Saint Cloud
  • Saint Paul
  • Stillwater
  • Winona
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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